ABOUT EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)
EPLI coverage was created in response to major legal changes in the 1990′s regarding the Civil Rights Act of 1991, Americans with Disabilities Act, and the Family Medical Leave Act, all of which provided employees with significantly more rights when dealing with their employers. This insurance is targeted to cover businesses against lawsuits by workers for sexual harassment, discrimination, wrongful termination, breach of employment and other employee legal right infractions.
No company is immune and the concern is that the number of lawsuits filed by employees against their employer is increasing.
In general, EPLI can provide protection against the following types of claims :
- sexual harassment
- breach of employment contract
- unfair demotion
- wrongful termination
- negligent evaluation
- wrongful discipline
- failure to promote
- wrongful infliction of emotional distress
EPLI – Employment Practices Links