Architects & Engineers Liability Insurance
Architects & Engineers Liability Quote Form
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Architects & Engineers Liability Quote Form
Architects & Engineers Liability Insurance Information
Architects & Engineers Liability Insurance
Coverage For Businesses Across The United States
Professional liability insurance—also sometimes referred to as E&O insurance—provides a multitude of potential benefits for architects and engineers, such as coverage for personal injury, defense costs, negligence and claims against past-rendered services. This type of insurance is very important for anyone who regularly provides professional services or advises clients.
A designer misinterprets your renderings and orders costly materials that are not going to work with your plans. Your mutual client is upset and sues both of you for professional negligence and demands that you reimburse him for the useless materials. You do not believe this is your fault but you have been named in the lawsuit and have a responsibility to appear in court. Professional liability insurance could protect you against claims of negligence and will appoint an attorney to defend you, if needed, even if you haven’t made a mistake.
When a client reacts negatively to your services or otherwise feels as if they have been damaged in some way by the services you provide as an architect or engineer, getting sued is always a possibility. Potential issues can come in many different forms but you can protect yourself by getting E&O insurance—a crucial tool for providing peace of mind.
In addition to times when architects and engineers can benefit from having professional liability insurance, there are certain scenarios that are not usually covered under this type of policy. General Liability—also called commercial general liability (CGL)—covers business owners against property damage, claims of bodily injury and any associated medical costs.
A building inspector was hired to inspect a renovation project in an office building. Part of the building was occupied. While the inspector was passing through the occupied section of the building, he inadvertently knocked an expensive vase off a table in a lobby area. General liability insurance could protect building inspectors against third-party claims of bodily injury, associated medical costs and property damage.
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