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Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.

We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.

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What Clients Say

I have been working with Zolofra Insurance Agency for over five years now. It has been a great experience. I receive answers quickly and they help to solve my problems quickly.

-Bill Bolton

I have worked with Ben since the inception of my business and have always found him to be extremely knowledgeable, helpful, and accessible when needed. I never have to be concerned about referring Ben to anyone needing any type of business insurance as I am confident in his professionalism and...

-Steve Tilstra

Ben's professionalism is second to none. Immediate turn around time with any request. Extensive product knowledge. Highly recommend.

-Devon Clancy

I have worked with Ben for about 10 years. He is always accessible, and quick to address all of my renewal and COI needs. It's a pleasure to work with Ben!

-Home Inspector

We have worked with Ben over 10 years. He is very prompt when replying to a question I may have anytime not just when renewing our policy. It's a pleasure to work with him.


I have worked with Ben over 10 years now and what really and what really Amazes me is his customer service is still %100 no matter what the question is or time of day he always gets kids back to you with an intelligent answer in a timely manner. He...

-Michael Czar

I have had my insurance with Ben since I started in the home inspection business. Ben provided me with all the help i nhave needed and is always able to answer my questions or issues. It has been a pleasure dealing with Ben. If I could give more than 5...

-Home Inspector

I have had my New Jersey Home inspectors insurance with Ben since I started over 10 years ago. Great person to work with. If you have any questions Ben gets right back to you.

-John Bartley

Ben is very efficient and honest in dealing with clients


Ben has been awesome to work with! Anytime we need anything or have any questions regarding our policy, he responds right away. He is extremely knowledgeable and always gets us a great price on our policy. Thanks Ben!

-Home Inspector

I've been working with Ben for over four years now. he knows my file, very responsive and has never dropped the ball. Very happy to work with him.

-olga rodriguez

Ben does a phenomenal job in serving my needs. He returns calls promptly and resolves any issue I might have!


My brother and I need insurance for our business and we needed it fast. We contacted Ben Zolofra at All Pro Coverage and he got us everything we needed with perfect timing. He made everything easy while getting us better coverage than competitors. We'll be going to Ben for all...

-Nick Burnett

Ben put forth the extra effort that my prior provider never would. He actively took a part in getting to know us, our business, and making a personal relationship. Prior to having Ben's company provide services for my company, I never got a phone call or met the insurance agent...

-HouseMaster Franchisee

Ben was the only insurance agent that was able to give me the results I wanted. The other agents could not deliver. Actually, Ben obtained a professional liability policy for me that was better than what I expected and he did it with lightening speed! I highly recommend Ben for...

-Law Firm

Ben what a great pleasure in working with you and your company i highly recommend using you and your services, from the first phone call i knew just by talking to you and getting all the facts the first call with nothing but respect for me and my company i...

-Commercial Insurance Client

Ben has done an outstanding job of insuring many members of the home inspector association, NJ-ALPHI (NJ Assoc. of Liscensed & Professional Home Inspectors).  He has strongly supported association activities and has brough many members into the group.Have known Ben for over 5 years: he is an outstanding person with...

-Marketing Executive

Ben is consistent, reliable and efficient You call and he answers the phone. No long, drawn out recorded prompts. Returns email promptly.

-Home Inspector

Ben Zolofra responded to me for a quote and then great initial and follow-on service as our professional liability insurance provide of Errors & Omissions insurance. we are home inspections. His fees were a third less than our previous provider and he ALWAYS returns my calls within minutes of...

-Business Insurance client

It's a pleasure to work with Ben. I find him to be extremely professional and attentive to details.

-Business Insurance Client

Ben has provided me with a substantial savings in relation to insurance products. It was not easy getting the approval of our Franchisor, but he continued to work at it. I have recommended his services to many of my fellow franchisees, all with great results. Thank You!

-HouseMaster Franchisee

Ben's been great to work with. He saved me a bunch of money on my car insurance...a commercial policy, as well as my professional liability / E&O. I'd recommend him to anyone seeking commercial insurance.

-Commercial Auto and GL/EO Client

Ben has assisted my in obtaining Professional Insurance. He works hard to find me better pricing from quality providers each year. His service is quick and thorough; I am very happy to recommend him.

-Architects E&O Insurance Client

Ben is very knowledgeable in all areas of insurance needs. He has helped me along every step of the process in getting the right policy for my Business needs. I look forward to working with Ben in the future and would recommend his services to anyone looking for the Right...

-Commercial Insurance Client

Ben is the consummate insurance expert. Initially contracted through Ben and upon renewal thought a friend of the family could execute a better more cost effective coverage - couldn't get it done - back to Ben and happy I did.

-Business Liability Client

Ben has provided our company with such great service! It is a pleasure doing business with him, we love the fact that we can rely on Ben to make our lives easier...we have recommended him to family, friends and our business associates. Ben Thank you for everything you do for...

-E&O Client

I called Ben requesting information and a quote for insurance needs I had. His knowledge and efficiency was very good and I was able to secure the insurance I needed very quickly at a competitive price.

-GL and E&O Client

Professional and easy to work with!

-GL and E&O Client

Ben Zolofra, President at Zolofra Insurance Agency (All Pro Coverage), has shown punctual and professional attention to my company insurance needs. His attention to detail and prompt collaboration are valuable assets in the insurance field.

-Home Inspection Client

Ben Zolofra works hard to get you the best policy for your money. From my interactions with Mr. Zolofra, it is evident that customer service is a top priority, and being a new business owner that is very important. From day one Mr. Zolofra has helped me understand my policy,...

-Home Inspector Client

Ben is a great agent to work with. Knowledgeable, professional, and Punctual. He gets it when it comes to coverage and price. I asked for a review of my homeowners policy, and wound up getting more coverage, with a lower deductible, for significant savings. i would highly recommend him!

-Home and Auto Client

I would like to recommend Ben Zolofra for helping me to find the exact E&O policy needed for my Home & Mold Inspection business. He was very timely and professional throughout the process. Plus he was able to help me cut my costs by 50%. Thanks

-Home Inspector Client

Have had good dealing with Ben. He has delivered on his promises and has offered me a good value for his services.

-home inspector- NJALPHI member

Ben provided us with insight to what was and was not covered under our old homeowners insurance policy. He identified in short order how his new proposal would provide us with better coverage and it did not cost us more than we thought it would. We trust and would recommend...

-Financial Advisor

Ben Zolofra of Zolofra Insurance Agency has been my Home Inspection insurance agent for several years now. He is personable and professional with a great deal of knowledge in the insurance industry. I went to Zolofra after several years with another insurance agency and not only have I enjoyed outstanding...

-Commercial Lines client

Ben Zolofra is an outstanding insurance provider. He is knowledgeable about the products and makes sure that the client is maximizing their result for the best rate possible. I confirmed my rate with another provider this year and that provider told me to stick with Ben's quote as the best...


I paid E & O insurance for 20 years, and realized how much money I could have saved if I signed up with Ben that long ago!! Well, at least I'm saving now, and I feel like I'm dealing with an individual, not a "suit in a company". Thank you...

-home inspector

Great communicator, Ben is always there when you need him.

-Board member- NJALPHI

Since my very first contact with Ben he has provided me with the information needed to choose the best insurance products for my company. He is a pleasure to work with and is consistently timely in his responses to any requests. I highly recommend him.

-commercial insurance client

Ben has saved me thousands of dollars over the past 3 years, not to mention his great customer service. Ben's personality and business skills are very helpful in helping me with my insurance purchase decisions.

-home inspector

Ben has been my insurance agent for many years and not only has saved me money by keeping my rates stable, but has always taken care of clients I have refereed to him. I plan on continuing my insurance relationship with Ben for many years.

-Business insurance client

Ben is a trustworthy and loyal friend. He truly looks out for the benefit of other people. I would recommend him to anyone who needs his services.

-Insurance Company Vice President

I'm glad that I found Ben. He is knowledgeable, understood quickly my business needs and found a cost effective solution for me. He is courteous and always there to answer any questions.

-IT consultant client

I am so glad I found Ben at Zolofra Insurance to provide my Home Inspector Professional and General Liability Insurance. I have been very pleased with my coverage and premiums and I know Ben is always looking out for the best interest of my business. I appreciate Ben answering his...

-home inspector

Ben has always provided outstanding service,he is without a doubt an expert in his field.He always finds the best value without sacrificing coverage.

-home inspector

Ben is a detail-oriented professional who makes his customers' needs a priority. He has always given reliable, consistent and competent service. He is very conscious of deadlines. I have been very pleased with his service.

-Professional Liability client

I have known Ben for several years. If you are looking for someone who is dedicated, dependable, and hard working...then you have found your guy! Ben is your go to guy for all your insurance needs.

-Insurance Company Vice President

Ben is a straight forward, honest and hard working. I recommend him for his knowledge, experience and excellent customer service. He has been a pleasure to do business with and I highly recommend him for all of your insurance needs.

-Personal Lines Insurance Representative

Ben did a great job in helping me out. His hard work and straightforwardness was a complete pleasure.

-Personal Auto customer

Ben helped save a lot of money on my business insurance. He communicates well and makes sure all the paperwork is in order and on time.

-home inspector- ASHI

I am just one supplier of insurance products for many insurance agents and I have worked several years now on Lawyers Professional Liability policies with Ben. I have always found him to be a trustworthy, hard working, and dedicated professional that always has his customers best interest in mind. If...

-Insurance Program Manager

Ben provides exceptional service. Not only are his rates competitive but he returns calls promptly and provides all information that is requested in a detailed format. Ben walks you through the process and follows-up. I highly recommend his service.

-Home, Auto and Business Insurance Client

Ben has gone above and beyond in finding me the right insurance to support my company. He worked diligently to ensure my needs were met and produced a great product that has better coverage (including additional employees) with lower deductibles than my current provider. And all of this for less...

-Home Inspection Company

Ben went over and above in getting me great prices for Insurance. I am a newer business and needed a lot of help and Ben always answered all of my calls and took time to answer any questions I had. Ben was very knowledgeable. I highly recommend Ben to anyone...


Ben is a great person to deal with. He has a deep knowledge in his business and does a great job. He has been taking care of my business and provides an excellent service


I recently hired Ben to provide me insurance options for my Home Inspection firm. Ben provided me with multiple quotes within a very quick turn around time. He has always quickly returned my phone calls and answered all my questions in a very friendly manner. I would highly recommend Ben...

-Business Insurance Client

Ben is a pleasure to work with. Ben is sensitive to current conditions and goes out of his way to find the best value for his customers. Thanks Ben


After five years of having two insurance policies with two different insurance agents, we contacted Ben for a quote and after speaking with him and receiving an extremely competative quote with a reputable insurance company saving us over $600 in annual premium. We highly recommended using Ben from Zolofra for...

-Home Inspection Firm

Ben has been very responsive and attentive to all my questions and request regarding types of insurance needed for my new business.

-GL Insurance Client

Ben is very knowledgeable in his field of work. He knows exactly whats needed to give a person a peace of mind so that they can focus on their business. Searching for insurance can be tough and time consuming, Ben made the process very easy, and I recommend him for...

-home inspector-InterNACHI member

Ben has provided my company with the best rates for E&O insurance and is always available to discuss any matter.

-Commercial Insurance Client

Ben Zolofra has not only saved my company money but has provided us with Excellent Service. He has gone above and beyond. He has always been there even to answers the smallest question. I recommend you give Ben Zolofra and Zolofra Insurance Agency a try

-Errors and Ommissions Insurance Client

I own a home inspection business. Ben was able to save me several hundred dollars a year on my E&O insurance and get me better coverage. I felt that Ben went out of his way to get me the best possible rate, by asking me to present a resume. No...

-Home Inspector


July 12, 2023

Why You Should Work With an Independent Insurance Agency

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