Home Inspectors Liability Insurance
Home Inspectors Liability Insurance Application
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Coverage For Businesses Across The United States
Just like any other specialist, home inspectors face risks when working. Conducting an inspection is an important part of home ownership, and it’s important for everything to run smoothly. Accidents happen, however, and home inspectors should be prepared for when they do.
All Pro Coverage works with various carriers rated A by A.M. Best to find the right policy for your business at an affordable price. We offer a variety of coverage endorsements for both residential and commercial inspections, including:
- Pest inspections
- Radon inspections
- Pool & spa inspections
- Septic/water inspections
- Mold inspections
- Indoor air testing
- Lead inspections
- EIFS/stucco inspections
- Infrared/thermal inspections
- Carbon monoxide inspections
- Wind mitigation inspections
- Drone coverage
- Independent contractors
Common Home Inspectors Liability Insurance Questions
How Much is Liability Insurance for a Home Inspector?
This depends on your location and number of home inspections you conduct in a year. Home inspectors may pay around $500 a year for general liability insurance. The cost of your deductible also matters. You can choose a deductible as low as $250 for general liability insurance.
Do Home Inspectors Need Liability Insurance?
Home inspectors face a lot of liability risks. One small mistake, such as missing a crack or mold, can cause huge financial losses for clients down the road. It’s important to carry the right amount of liability insurance in order to cover your assets.
How Much is E&O Insurance for Home Inspectors?
On average, a home inspector can expect to pay anywhere between $600 to $1,200 a year for professional liability insurance.
What Insurance Do Home Inspectors Need?
We recommend that home inspectors carry at least general liability and professional liability insurance. Talk to an All Pro Coverage professional about your insurance needs at (888) 858-1777.