Business Insurance

When you run a business, the last thing you want to worry about is insurance. It’s not something that usually pops into your mind—until it becomes a pressing issue. This week, we were contacted by a home inspection firm from Bergen County, NJ. They had built a steady business, helped countless clients, and had never […]

Updated: September 8, 2025 Inside A Claim: What Happens When You File Filing an insurance claim can feel overwhelming, especially if it’s your first time. Whether it’s property damage from a storm, water leak, or liability issue, knowing what to expect can make the process less stressful and more efficient. At All Pro Coverage, we […]

What Is A Business Owner’s Policy? A Business Owner’s Policy (BOP) is a bundled insurance package for small and mid-sized businesses. It combines essential coverages—general liability, commercial property, and business interruption insurance—into one cost-effective and easy-to-manage policy. Why Small Business Owners Choose A BOP ✔ All-in-One Coverage Instead of juggling multiple policies, business owners get […]

What Types Of Claims Does Products Liability Insurance Cover? As a business owner, you take pride in the products you manufacture, distribute, or sell. But what happens if one of those products is defective and causes harm? Without the proper insurance protection, a single lawsuit could lead to crippling financial losses. At All Pro Coverage, […]

Does Employment Practices Liability Insurance Cover Independent Contractors? As independent contractor arrangements grow more prevalent, many businesses are left wondering if their Employment Practices Liability Insurance (EPLI) policies extend to cover these professionals. This article will explore the nuances of EPLI coverage for independent contractors, examine why businesses must understand this coverage area, and provide […]