commercial insurance

Published: November 2025 Business Interruption Insurance: Lessons From Recent Disruptions Why Every Business Needs Financial Protection From The Unexpected When unexpected events disrupt your operations, the financial impact can be devastating. Natural disasters, fires, supply chain breakdowns, and even regional power outages can halt business activity overnight. That’s where Business Interruption Insurance becomes essential. At […]

The Growing Cyber Risk For Small Businesses In 2025 In 2025, small businesses face a growing number of cyber threats that can disrupt operations, damage reputations, and result in costly legal and recovery expenses. Cyber liability risks have become a major concern, as more businesses rely on digital platforms to store sensitive customer data and […]

When you run a business, the last thing you want to worry about is insurance. It’s not something that usually pops into your mind—until it becomes a pressing issue. This week, we were contacted by a home inspection firm from Bergen County, NJ. They had built a steady business, helped countless clients, and had never […]

What Is A Business Owner’s Policy? A Business Owner’s Policy (BOP) is a bundled insurance package for small and mid-sized businesses. It combines essential coverages—general liability, commercial property, and business interruption insurance—into one cost-effective and easy-to-manage policy. Why Small Business Owners Choose A BOP ✔ All-in-One Coverage Instead of juggling multiple policies, business owners get […]