About Personal Umbrella
Personal Umbrella insurance offers additional insurance protection above your current auto and homeowners policies that secures the lifestyle you’ve worked hard for.
Your assets, your college fund, your nest egg, your retirement savings — they could be at risk from legal liability claims without the right level of coverage.
With Personal Umbrella coverage you can choose up to $5 million in added liability protection and possibly up to $10 million.
- PERSONAL INJURY COVERAGE for claims of libel, slander, defamation of character and more
- WORLDWIDE COVERAGE for incidents that happen abroad
- VACATION RENTAL LIABILITY protection for boats, jet skis, scooters and other rentals
- DEFENSE COVERAGE for attorneys’ fees and other legal costs
How Personal Umbrella Coverage Protects You
Consider this scenario: You’re sued for $1 million after an auto accident or an incident on your home or property. But your insurance only covers up to $500,000 in damages. Who’s responsible for the other $500,000 if you’re ordered to pay it? You are — unless you have Personal Umbrella insurance.
Personal Umbrella insurance covers you and your family by paying claims that exceed the liability limits of your existing auto or homeowners policy. With Personal Umbrella coverage, your home is safe. Your lifestyle is safe. You’re safe.
Who Needs Personal Umbrella Coverage?
Personal Umbrella insurance isn’t just for the wealthy. It’s for everyone. That’s why we offer comprehensive and affordable protection.
If you drive a motor vehicle or you own a home or condominium, you’re vulnerable to legal action and large judgments. If you have an ATV, RV, boat, or motorcycle, your need for extra protection is even more important.
Stay in Control — Even if You Can’t Control Events
Your lifestyle is precious. Your family’s security is essential. And, less than $1 a day can protect the comforts and the people you hold dear.